Third-party car insurance is the most basic form of car insurance policy that you will need. Third-party car insurance is a mandatory cover that will only protect you from damage and losses caused to a third party and won’t cover your own damages in case of an accident.
Third-party car insurance is the most basic form of car insurance policy that you will need. Third-party car insurance is a mandatory cover that will only protect you from damage and losses caused to a third party and won’t cover your own damages in case of an accident.
Third Party Only (TPO) - covers the insured from liability arising out of damage to third-party persons and injuries caused by the insured vehicle.
Third Party, Fire & Theft (TP&FT) - covers third-party liability and provides protection against fire and theft of your vehicle.
The main difference between these is the scope of the cover that the insured party enjoys, with the minimum legal requirement being the TPO.
This liability is the most common insurance claim; it arises out of small to medium road accidents where the insured has caused damage to property that belongs to other people like vehicles or buildings, caused death or injury to pedestrians or public or caused death or injury to passengers.
This type of insurance protects the interest of only third parties, not yours
